Last updated: May 28, 2026
These Stripe MALPB Acquirer Terms (“Member Bank Terms”) are additional terms applicable to the Stripe Payments Services for Visa and Mastercard products for which Stripe MALPB (“Member Bank”) is a Payment Method Acquirer (“VM Payment Processing Services”). In these Member Bank Terms, Visa and Mastercard may be referred to individually as a “Network” and collectively as the “Networks”, and the rules issued by a Network are the “Network Rules.” Additionally, for purposes of these Member Bank Terms, if you are registered with a Network by Member Bank pursuant to applicable Network Rules, you are considered “Network Registered.” Any terms used but not defined in these Member Bank Terms will have the meaning provided in the Stripe Services Agreement (“Agreement”).
These Member Bank Terms constitute a legal agreement among you, Stripe, and Member Bank, a Georgia Merchant Acquirer Limited Purpose Bank, with offices at 505 N Angier Avenue NE, Atlanta, Georgia 30308. The legal agreement is formed by Member Bank’s and Stripe’s offer of these Member Bank Terms to you, your acceptance of these Member Bank Terms through the Stripe Services Agreement, of which these Member Bank Terms are a part, and Member Bank’s and Stripe’s subsequent provision of VM Payment Processing Services to you.
Section 4 of these Member Bank Terms is applicable to you immediately. The remainder of these Member Bank Terms become applicable to you and effective as provided below.
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For all users of the VM Payment Processing Services, except Network Registered users: These Member Bank Terms become effective upon the date you process more than the applicable Transaction volume threshold amount established or approved by any Network within any twelve-month period (the “Network Established Threshold”) through Member Bank. Importantly, the Network Established Threshold for effectiveness of these Member Bank Terms is set by each Network, and either Network may change its threshold for effectiveness of these Member Bank Terms at any time with no notice to you. Until you process more than the Network Established Threshold through Member Bank, these Member Bank Terms are not effective and you do not have a direct legal agreement with Member Bank with respect to the VM Payment Processing Services, except that Section 4 of these Member Bank Terms shall be effective and binding upon you and Member Bank from the date you first use the VM Payment Processing Services.
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For Network Registered users of the VM Payment Processing Services: These Member Bank Terms become effective when you process your first Transaction on a Network through Member Bank.
Once effective, these Member Bank Terms will continue to apply to you until the date on which these Member Bank Terms are terminated in accordance with Section 6, below.
You understand and agree that Stripe or Member Bank may enforce any provisions of the Agreement that relate to Stripe’s or Member Bank’s provision of or your use of the VM Payment Processing Services, and you acknowledge that you are directly responsible to Member Bank under the Agreement for any liability to Member Bank caused by your breach of the Agreement. Stripe or Member Bank may also terminate these Member Bank Terms at any time, which may limit or terminate your ability to use the VM Payment Processing Services. Further, either Network may, at any time for any reason, terminate these Member Bank Terms with respect to the VM Payment Processing Services for its products.