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- Добавлено: Link Balance Terms (Non-Custodial Wallet)
- Добавлено: 1. Registration, Access, and Use
- Добавлено: You must sign up for a Link Account or have an existing Link Account to use Link Balance Self-Custody Wallet (“Link Balance NCW”). You will need to complete certain verification procedures before you are permitted to use Link Balance NCW. While your Link Balance NCW remains connected to your Link Account, your Link Account will be the sole means of accessing your Link Balance NCW. Link Balance NCW may provide you and ability to purchase Supported Digital Assets as well as spend those Supported Digital Assets using a virtual card. By purchasing Supported Digital Assets via Link or creating a virtual card, you also agree to the Fiat-to-Crypto Onramp Terms and Link Virtual Card Terms.
- Добавлено: By using Link Balance NCW, you agree that you will use it only for yourself and not on behalf of any third party. You are fully responsible for all activity that occurs on your Link Account, including Link Balance NCW activity. You are solely responsible for maintaining the security of your device and your Link Account credentials. Link is not liable for any loss or liability resulting from unauthorized access to your Link Balance NCW that occurs as a result of your failure to keep your credentials or device secure, or due to a compromise of your device, email, or phone number.
- Добавлено: 2. Self-Custody and Ownership
- Добавлено: Link Balance NCW is a neutral technology service that enables you to access your on-chain Supported Digital Assets. You retain ownership of your Supported Digital Assets and control over the cryptographic credentials used to authorize transactions from your on-chain wallet. Link does not hold or control those Supported Digital Assets as a custodian.
- Добавлено: You may grant Link permission to initiate or sign transactions using Link Balance NCW as described in Section 6. Any such authority is limited to the scope of the permissions you approve, including any applicable transaction limits, conditions, and duration. Link may exercise those permissions while you are not actively using Link.
- Добавлено: Granting a permission does not transfer ownership of your Supported Digital Assets to Link. You may revoke permissions through the applicable process described when you enable the feature. Revocation is subject to the timing and effects described in Section 6.
- Добавлено: Link Balance NCW uses wallet infrastructure provided by Privy. By using a Link Balance NCW, you also agree to the Privy User Terms. Link and Privy provide technology that enables you to create and access your on-chain wallet and authorize transactions. You are ultimately legally responsible for all transactions and bear the risk of loss, including loss due to fluctuations in asset value or fraudulent or unauthorized transactions. Supported Digital Assets are recorded on the applicable blockchain rather than held by the Link Balance NCW service or in your Link Account. A balance displayed in your Link Account represents information about your on-chain Supported Digital Assets and is not a deposit with, or a promise of repayment by, Stripe or Privy.
- Добавлено: **3. Export and Independent Access **
- Добавлено: You may export the private key or other credentials needed to control your on-chain wallet and its Supported Digital Assets by following the process described here.
- Добавлено: Exporting the private key or other credentials creates additional security risks. Anyone who obtains those private keys or credentials may be able to control your on-chain wallet and its Supported Digital Assets. If you lose or disclose an exported private key or other wallet credential, Link may be unable to restore access to your wallet. Transactions made using compromised credentials may be irreversible, and Link may be unable to recover the transferred Supported Digital Assets.If you access your wallet through another application using exported credentials, that application’s terms apply, and Link features may not be available.
- Добавлено: **4. Balance Information and Blockchain Transactions **
- Добавлено: You will be able to view and manage your on-chain Supported Digital Assets via Link Balance NCW on the Link app. Information you will be able to view include: (i) the amount (and currency) of each Supported Digital Asset transaction; (ii) a reference and description of the Supported Digital Asset transaction; (iii) if applicable, any fees charged; (iv) if applicable, the rate of exchange, and the amount (in the new currency) after exchange; and (v) the date of each Supported Digital Asset Transaction.
- Добавлено: Blockchain transactions are processed by the applicable software protocol. Once submitted, a transaction may not be capable of cancellation or modification. Once confirmed, a blockchain transaction ordinarily cannot be reversed. Any available refund must be made as a separate transaction by the recipient or applicable service provider.
- Добавлено: We do not guarantee that a transaction will be accepted, confirmed or completed within a particular time. Network congestion, outages, protocol changes and other circumstances may cause transactions to be delayed or fail.
- Добавлено: 5. Wallet Security and Recovery
- Добавлено: You are responsible for securing your devices, accounts, authentication credentials and any private keys or recovery information that you export or receive. Do not disclose private keys or secret recovery information to anyone, including anyone claiming to provide customer support.
- Добавлено: If your authentication or recovery methods are lost, unavailable, or compromised, you may lose access to Link Balance NCW, your on-chain wallet, or your Supported Digital Assets, or another person may be able to authorize transactions from your on-chain wallet. Loss of access may result in the permanent loss of your Supported Digital Assets. Resetting your Link Account credentials does not necessarily restore access to your on-chain wallet or Supported Digital Assets.
- Добавлено: 6. Transaction Authorization
- Добавлено: You are responsible for reviewing the details of each transaction or permission request before approving it, including the Supported Digital Asset, amount, blockchain network, destination address and applicable fees. An incorrect address or network may result in permanent loss.
- Добавлено: Certain features allow you to authorize Link or another service to initiate or sign transactions within permissions you approve, including when you are not actively using Link Balance NCW. We will describe the scope of those permissions and how to revoke them before you enable the feature. Revocation prevents future use of the revoked permission once effective, but does not undo transactions already submitted or separately revoke permissions granted.
- Добавлено: 7. Transaction Settings, Delegated Authority and Policies
- Добавлено: Link Balance NCW may allow you to configure transaction-related settings, parameters, rules, conditions, schedules, triggers, or other logic through your Link Account. Link will submit on-chain transactions from your on-chain wallet through Link Balance NCW solely in accordance with your configured settings and policies. You may modify or disable these settings through Link or other supported means.
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Last updated:
July9, 2026 Стало Last updated: September 30 , 2026 - Изменено: Было Link Balance Terms Стало Link Balance Terms (Custodial)
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Your Card is a consumer prepaid debit card. It is not a credit card or a gift card, and it does not provide any overdraft, line of credit, or other credit feature. Your ability to use the Card is limited to the available balance in your Link Balance
.The terms for participating in Link Balance are governed by the Link Balance Terms found here. Your Card is governed by the Issuing Bank Terms (defined below), which contain important information about your rights and obligations, including applicable fees, transaction limits, error resolution procedures, and liability protections for unauthorized transactions. Стало Your Card is a consumer prepaid debit card. It is not a credit card or a gift card, and it does not provide any overdraft, line of credit, or other credit feature. Your ability to use the Card is limited to the available balance in your Link Balance (for the purposes of this section, Link Balance refers to both Link Balance (Custodial) and Link Balance NCW). The terms for participating in Link Balance are governed by the Link Balance Terms found here. Your Card is governed by the Issuing Bank Terms (defined below), which contain important information about your rights and obligations, including applicable fees, transaction limits, error resolution procedures, and liability protections for unauthorized transactions.