Payflow Gateway Services Agreement

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Payflow Gateway Services Agreement

Payflow Gateway Services Agreement Last updated on March 11, 2021

THIS PAYFLOW GATEWAY SERVICES AGREEMENT IS A LEGAL AND BINDING AGREEMENT BETWEEN YOU AND PAYPAL INC. PLEASE READ IT CAREFULLY.

This Payflow Gateway Services Agreement ("Agreement") is a contract between you (the "Merchant") and PayPal, Inc., and its affiliates ("PayPal"), and applies to your use of the Payflow gateway Services (the "Payflow Services"). In this Agreement, "you" and "your" refer to Merchant and your designated agents, including your administrative contact, and "we", "us", and "our" refer to PayPal. You must read, agree with, and accept all of the terms and conditions contained in this Agreement. This Agreement applies to you if you signed up for the Payflow Services, or upgraded your Payflow Services, on or after October 27, 2010. By using the Payflow Services, you acknowledge that you have agreed to this Agreement. We may revise this Agreement and any applicable policies from time to time. The revised version will be effective at the time we post it unless otherwise noted. If our changes reduce your rights or increase your responsibilities, we will post a notice on the Policy Updates page of our website and provide you with the same length of notice as set forth in the PayPal User Agreement. By continuing to use the Payflow Services after any changes to this Agreement, you agree to abide by and be bound by those changes. If you do not agree with any changes to this agreement, you may close your account.

1. INTRODUCTION.

The Payflow Services include Payflow Link or Payflow Pro and the “Add On Payflow Services” defined as Recurring Billing Service, Fraud Protection Services, and the ACH Payment Service. With Payflow Link, your customers enter their payment information in a PayPal-hosted order form on a PayPal server. With Payflow Pro, you have the option to use our Payflow APIs and have customers checkout on your own site, which you host and secure with SSL certificate or Payflow APIs in conjunction with Payflow Link hosted order forms to collect Card Data on pages PayPal hosts and secures. In order to use the Payflow Services you must complete the online registration process (“Registration”) and set up an internet merchant account with a Financial Institution to process payments. Use of the ACH Payment Service and other Add On Payflow Services may require additional documentation. You agree that you shall (i) use the Payflow Services in accordance with the applicable user guides and other documentation; and (ii) not use or permit others to use information obtained with the Payflow Services for any purpose other than in conjunction with the Payflow Services and in a manner described in this Agreement and in the documentation for the Payflow Services.

2. DEFINITIONS.

"Account Updater Service" means a service in which PayPal may update applicable customer Card Data of eligible Cards using information and third party sources available to PayPal, as further described herein. In providing this service, PayPal may obtain, on Merchant's behalf, applicable updated customer Card Data of eligible Cards from participating card issuing banks and other third party sources for use as part of the Recurring Billing Service or other eligible transactions using the Payflow Services.

"ACH" means Automated Clearing House.

"API" means application programming interface.

"Card Networks" means payment networks that promulgate rules to govern Card acceptance, including Visa, Mastercard, American Express, and Discover.