Network International Financial Services Acquirer Terms

Network International Financial Services Terms

Last updated: November 18, 2025

These Network International Financial Services Terms ("Network International Terms") supplement the Stripe Services Agreement (including the General Terms, the Stripe Financial Services Terms, and the Stripe Payments Terms) (together, the “Agreement”) and are additional terms applicable to the Stripe Payment Services for Visa and Mastercard products for which Network International, LLC ("Network International"), is a Payment Method Acquirer ("VM Payment Processing Services"). In these Network International Terms, Visa and Mastercard may be referred to individually as a "Network" and collectively as the "Networks." Any terms used but not defined in these Network International Terms will have the meaning provided in the Agreement.

These Network International Terms constitute a legal tripartite agreement among User, Stripe, and Network International. The legal agreement is formed by Stripe and Network International's offer of these terms to User, User’s acceptance of these terms, and Stripe and Network International's subsequent provision of the VM Payment Processing Services to User. User understands that Stripe or Network International may enforce any provisions of these Network International Terms or the Agreement that relate to User’s use of the VM Payment Processing Services. Stripe or Network International may also terminate these Network International Terms at any time at its individual sole discretion without the requirement of obtaining a court order in this regard, which may limit or terminate User’s ability to use the VM Payment Processing Services. Further, either Network may, at any time for any reason, terminate these Network International Terms with respect to the VM Payment Processing Services for its products.

User must accept all of the terms and conditions of these Network International Terms to use the VM Payment Processing Services. If User does not accept them, User may not use the VM Payment Processing Services.

1. Purpose of these Network International Terms

When User processes Visa or Mastercard Transactions through a particular Payment Method Acquirer, applicable Card Network Rules require that User enters into a direct contractual relationship with the Payment Method Acquirer. These Network International Terms constitute User’s direct contractual relationship with Network International, which is a member of the Networks, and as provided in the Agreement, a Payment Method Acquirer for Visa and Mastercard Transactions. However, by using the VM Payment Processing Services User is not establishing a depository or other account with Network International.

Network International is not responsible for the provision of any Services or User’s use of any Services for User’s business. Network International is also not responsible for providing customer service to User to resolve any issues User may have related to User’s use of the VM Payment Processing Services; however, as described in Section 13 of these Network International Terms, User may contact Network International in the event that User is unable to resolve any complaints directly with Stripe. User is solely responsible for providing support to User’s Customers for all issues related to User’s products and services.

2. Compliance with Card Network Rules

Where User uses the VM Payment Processing Services to accept charges from payment cards, User will comply with the Card Network Rules and limitations on use identified in the Agreement, including the Card Network Rules applicable to acceptance of Visa and Mastercard branded payment cards. These include guidelines, monitoring programs, and activity reporting (including excessive credits, Disputes, or deposits). Under the Card Network Rules, certain activity may subject User to Disputes, fees, fines, settlement delays, withholdings, audits of User’s processing activity, or termination of these Network International Terms. Without limiting the foregoing, User specifically agrees to: