Cryptocurrency Terms and Conditions

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Cryptocurrency Terms and Conditions

BEFORE YOU START: BUYING AND SELLING CRYPTO ASSETS IS INHERENTLY RISKY

Cryptocurrency Terms and Conditions Last updated on May 19, 2026

BEFORE YOU START: BUYING AND SELLING CRYPTO ASSETS IS INHERENTLY RISKY

CRYPTO ASSETS ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC), THE SECURITIES INVESTOR PROTECTION CORPORATION (SIPC) OR ANY OTHER PUBLIC OR PRIVATE INSURER, INCLUDING AGAINST CYBER THEFT OR THEFT BY OTHER MEANS.

CRYPTOCURRENCY ACTIVITY IS NOT A REGULATED ACTIVITY IN MANY U.S. STATES AND TERRITORIES. THE VALUE OF CRYPTO ASSETS CAN BE EXTREMELY VOLATILE AND UNPREDICTABLE, WHICH CAN RESULT IN SIGNIFICANT LOSSES IN A SHORT TIME, INCLUDING POSSIBLY A LOSS OF TOTAL VALUE.

THE PRICE AND LIQUIDITY OF CRYPTO ASSETS HAS BEEN SUBJECT TO LARGE FLUCTUATIONS IN THE PAST AND MAY BE SUBJECT TO LARGE FLUCTUATIONS IN THE FUTURE.

BUYING AND SELLING** CRYPTO ASSETS IS INHERENTLY RISKY, AND YOU SHOULD CONSIDER THE RISKS BEFORE DECIDING TO BUY OR SELL CRYPTO ASSETS, INCLUDING THOSE PROVIDED IN OUR RISK DISCLOSURES AND SECTIONS BELOW. IF YOU HAVE QUESTIONS OR CONCERNS REGARDING YOUR CRYPTO ACCOUNT, YOUR CRYPTO ASSETS, OUR SERVICE PROVIDER(S), OR RELATED TRANSACTIONS OR CRYPTO ACCOUNT ACTIVITY, PLEASE CONTACT PAYPAL DIGITAL CUSTOMER SUPPORT.

These cryptocurrency terms and conditions ("Terms") are between you and PayPal Digital, Inc., a New York Limited Purpose Trust Company doing business as PayPal Digital and Venmo Digital ("PayPal Digital") and govern your establishment and use of a PayPal Digital cryptocurrency account ("Crypto Account").

Please note that if you previously used a PayPal or Venmo account to establish a "Cryptocurrencies Hub" through PayPal, Inc., these Terms supersede the PayPal, Inc. ("PayPal") Cryptocurrency Terms and Conditions and the Venmo Cryptocurrency Terms and Conditions you previously agreed to. Your "Cryptocurrencies Hub" as previously defined under those terms is now a "Crypto Account" with PayPal Digital and is subject to these Terms. If you are an individual, you must be a resident of the United States or one of its territories and at least 18 years old, or the age of majority in your state or territory of residence to open and use a Crypto Account. If you are a business, the business must be organized in, operating in, or a resident of, the United States or one of its territories to open and use a Crypto Account.

By opening and using a Crypto Account, you agree to comply with these Terms. These Terms include an agreement to resolve disputes by arbitration on an individual basis.

These Terms also incorporate all terms and conditions that apply to your Linked Account (as defined below). For PayPal Linked Accounts, see here. For Venmo Linked Accounts, see here.

For customers that access a Crypto Account through PayPal:

You agree that any references to "PayPal" in the PayPal Electronic Communications Delivery Policy shall be read to include PayPal Digital and that your Crypto Account shall be deemed an "Account" under such terms for purposes of receiving electronic communications.

For customers that access a Crypto Account through Venmo:

You agree that any references to "Venmo" or "PayPal" in the Venmo Consent to Receive Electronic Disclosures shall be read to include PayPal Digital and that your Crypto Account shall be deemed an "Account" under such terms for purposes of receiving electronic communications.