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Pay Later Messaging Center Program Terms

Pay Later Messaging Center Program Terms Last updated on June 29, 2026

These terms (“Program Terms”) apply to you and your use of marketing assets relating to PayPal-branded consumer credit products (“Credit Products”) provided and/or approved for use by PayPal, including, but not limited to, those accessible via the Pay Later Messaging Center (“Credit Assets”). For clarity, the Credit Assets may also reference or promote other PayPal products and services. These Program Terms supplement, and do not supersede, any other agreement you have with PayPal, including the PayPal User Agreement and the PayPal Advertising Program.

The Program Terms enable qualifying merchants with an eligible PayPal account to present promotional messaging using the Credit Assets to consumers on their websites, and through other digital or physical channels, as approved by PayPal. To participate in the PayPal Advertising Program with respect to the Credit Products (available to eligible US consumers only), you must have an eligible integration or applicable agreement, unless authorized by us in writing. See our FAQs for more information on eligibility.

The content on the Pay Later Messaging Center site, or any other content relating to Credit Products provided and/or approved for use by PayPal, is to be used solely for the purpose of displaying Credit Assets on your website or other channels, if and as approved by PayPal, and may not be used for any other purpose unless authorized by PayPal.

The terms of the Credit Products, including duration and threshold (if applicable), are firm and cannot be changed, unless authorized by PayPal in writing. Should the terms of any Credit Product be updated from what is offered today, PayPal-hosted banners and/or assets may automatically update, as long as the code was integrated correctly. Any other Credit Assets you have been approved to host or present, if applicable, will need to be removed or replaced in accordance with your agreement with PayPal or as instructed by PayPal in writing (as to which email shall suffice).

In order to participate in the PayPal Advertising Program with respect to PayPal’s Credit Products, you must also comply with the following requirements. If you do not comply with these requirements, PayPal reserves the right to restrict your ability to offer PayPal’s Credit Products, restrict your ability to present Credit Assets, or take any other action as deemed necessary.

• You must have an eligible integration, or applicable agreement, to display Credit Assets on your website or in any other channel, if and as approved by PayPal.

• If you stop using an eligible integration in any channel where Credit Assets are displayed, you must immediately remove all Credit Assets from that channel along with any consumer communications and/or cooperate with PayPal or your third party provider to do so.

• The images and Credit Assets on the Pay Later Messaging Center, or other assets displayed by PayPal, are for placement and demonstration only. You must download the official code (including with all links and language provided by PayPal) or leverage other PayPal provided assets to use and display the Credit Assets in conformance with any messaging requirements provided by PayPal. Do not attempt to copy the messaging or buttons in any way. Do not attempt to remove the watermarks.

• Production of any Credit Assets provided by PayPal must be done in accordance with PayPal’s instruction.